Credit card issuers have no say or influence on how we rate cards. However, credit score alone does not guarantee or imply approval for any financial product. It offers the simplicity of unlimited 2 percent cash rewards on purchases and also comes with one of the most generous intro APR offers available on a rewards card.

This combo should give it terrific long-term value even after you pay off debt. Learn more: Is the Wells Fargo Active Cash worth it?

However, it may be a more flexible option than the Active Cash since you can pool rewards across multiple Citi cards to maximize your earnings. This mix of categories makes it one of the most lucrative standalone cash back cards out there.

Learn more: Is the Amex Blue Cash Everyday worth it? Alternatives: If you want a bit more flexibility in your categories, The Bank of America® Customized Cash Rewards credit card lets you choose your own eligible bonus category each month, with options including online shopping, gas stations, travel and more.

Intro Offer: Unlimited Cashback Match for all new cardmembers — only from Discover. This makes it a good choice for deal hunters looking to maximize their earnings.

Learn more: Is the Discover it Cash Back worth it? Alternatives: You may earn more with a flat-rate cash rewards card like the Citi Double Cash® Card or Wells Fargo Active Cash® Card without the hassle of activating new bonus categories each quarter.

The sign-up bonus is competitive, too, offering a nice chunk of change with a relatively small spending requirement. Learn more: Is the Capital One SavorOne worth it? It also offers a great mix of bonus categories, ranging from everyday staples like dining to unique options like home improvement stores.

Learn more: Is the Bank of America Customized Cash Rewards credit card worth it? Heavy spenders may earn more with a card that offers an unlimited flat rewards rate on all purchases, such as the Citi Double Cash® Card.

streaming subscriptions. What we love: This card offers one of the highest rewards rates you can get at U. supermarkets, making the annual fee more than worth it if you spend a lot on groceries.

Learn more: Is the Amex Blue Cash Preferred worth it? Alternatives: If groceries are your top spending category, the Citi Double Cash® Card could also earn a ton of cash back, without charging an annual fee.

Pair it with another cash back card and you may score as much or more cash back on everyday essentials like gas and dining. To earn cash back, pay at least the minimum due on time.

Learn more: Is the Citi Double Cash Card worth it? Alternatives: If you need to make a large purchase and want to save on interest with an intro APR offer, consider the Wells Fargo Active Cash® Card. It earns the same flat-rate rewards on purchases but comes with a long intro APR offer for purchases and balance transfers.

What we love: Since its bonus category automatically adjusts based on where you spend most, this card can be a great option if you want a simple rewards card to add to your rewards strategy stack. Learn more: Is the Citi Custom Cash worth it? For example, the Capital One SavorOne Cash Rewards Credit Card earns unlimited rewards on dining, entertainment, grocery stores and more.

Earn an extra 1. That's 6. What we love: This card earns elevated rates in multiple, common bonus categories that can make racking up cash back with everyday spending easy. Plus, its competitive intro APR offer and decent welcome bonus give this card great upfront value.

Learn more: Is the Chase Freedom Unlimited worth it? Alternatives: The Wells Fargo Active Cash® Card is a good alternative if you want a card with a great flat rate on purchases.

What we love: This card offers a solid mix of features, including an elevated cash rewards rate on all purchases. Learn more: Is the Bank of America Unlimited Cash Rewards worth it?

Terms apply Earn unlimited 1. It also comes with a few enticing perks and benefits, including a solid welcome offer. Learn more: Is Capital One Quicksilver worth it?

Alternatives: If you spend most in a specific category like groceries or gas, consider cards that earn rewards at a higher rate in those categories, like the Bank of America® Customized Cash Rewards credit card.

That card even gives you the option to change your highest-earning cash back category once per calendar month.

Intro offer is not available for this USAA credit card. Earn unlimited 1. What we love: USAA members looking for simple, flat-rate rewards will find a lot to love with this card. It offers an unlimited flat rewards rate, straightforward redemption options, an intro APR on purchases and a chance at a low ongoing APR.

A card like the Citi Double Cash® Card could offer better long-term value since it earns 2 percent cash back on all purchases 1 percent when you buy and 1 percent when you pay off purchases. Earn 2. What we love: This card combines the convenience of a credit card with the predictability of an installment loan, allowing you to earn rewards as you pay off purchases at a fixed interest rate.

Plus, it carries one of the highest flat cash back rates you can get with no annual fee. Learn more: Is the Upgrade Cash Rewards Elite Visa worth it?

Alternatives: You may want to consider a card that offers both cash back and an intro APR for new purchases. The Discover it® Cash Back is one great pick and would allow you to finance a large purchase while racking up rewards.

The card details have not been reviewed or approved by the card issuer. This card offers a high rewards rate on pickup and delivery orders from Walmart, as well as an attractive welcome offer for in-store purchases through the Walmart Pay app.

Alternatives : If you want the flexibility to earn rewards with any U. supermarket excluding Walmart , consider the Blue Cash Preferred® Card from American Express. Cash back credit cards reward you for eligible purchases by giving you a percentage of your purchase price back.

The flexibility, simplicity and ongoing value of cash back cards make them one of the more popular types of credit cards on the market.

Chances are if you frequently spend on groceries , gas or other essentials, there's a cash back card that's a great fit for your wallet. While cash back cards can put hundreds of dollars per year back into your wallet, they can also come with drawbacks. Here are some advantages and disadvantages of carrying a cash back card.

Earn rewards : If you pick a card that fits your spending habits, you can earn some extra cash every month just by using your credit card. Build credit : Used responsibly, a cash back credit card can help you improve your credit score by adding to your credit history.

Sign-up bonuses : A first-year sign-up bonus or welcome offer can be worth a few hundred dollars if you can meet the spending requirement. Some cards also hit you with a higher penalty APR if you are late making a payment, which can last a year or more.

Can be high maintenance : Some cards require you to periodically activate or enroll in your cash back category to earn cash back rewards.

Fewer travel perks : You might not see a ton of travel benefits on cash back cards, like lounge access, free hotel room upgrades or a TSA Precheck application statement credit. Cash back cards come in many forms. The best one for you depends on your spending habits and lifestyle.

Before you apply, make sure you know the types of cash back cards available. Flat-rate cash back cards offer the same rewards rate for each eligible purchase. Tiered cash back cards offer different rates of cash back for different types of purchases, plus a flat rate of cash back on everything else.

For example, a tiered card may offer a boosted cash back rate of 3 percent on restaurant purchases, while all other purchases earn 1. To maximize your cash back earnings, use more than one tiered card that rewards your most common purchases at high rates. Some credit cards offer bonus categories that change based on your preferences, your spending habits or the time of year.

Here are a few of the most common bonus category structures. Some of the most lucrative cash back credit cards require a paid membership. Co-branded credit cards with membership requirements generally let you earn rewards and extra perks at specific stores or service providers.

Some credit unions also offer cash back card options to their members. Since credit unions are controlled and financed by members themselves, these members will often reap the benefits of more favorable interest rates and fewer banking and penalty fees than a not-for-profit institution.

Membership requirements vary by credit union. Cash back cards differ in the reward categories they offer, though there are a few common categories you can expect to find. Here are some tips from the experts at Bankrate on how to best use and choose a cash back credit card. This should be your starting point.

Most of the best cash back credit cards require at least good credit. Evaluate your expenses to determine which cards can reward you the most for your top spending categories. Be sure the places you shop most are eligible for rewards based on how each card defines its bonus categories.

A card's sign-up bonus can add significantly to its short-term value. Make sure the spending requirement is fairly easy to reach, as carrying a balance will cut into your earnings. Flat-rate credit cards are a great option to earn consistent cash back on all purchases with minimal effort.

Bonus category cash back cards can offer higher cash back rates but require strategic spending to maximize rewards. Factor ongoing costs of keeping the card. For instance, you might decide a card's annual fee is worth it if you can offset the cost with rewards and perks.

Interest rates and common credit card fees , like late charges and balance transfer fees, can also eat into your cash back earnings.

Cash back cards may come with an assortment of perks that can add value to your wallet, such as statement credits on select subscription services. Rotating category cards typically require you to enroll in or activate your bonus cash back categories for the upcoming quarter to earn the higher bonus rate.

Welcome bonuses can deliver a substantial amount of value, and some cards are worth getting for the welcome bonus alone. Leaving this value on the table is a missed opportunity. Just make sure you won't have to overspend to meet the spending requirement. A combination of cards will allow you to maximize your cash back opportunities when making purchases.

Pick cards that cover your major spending categories and at least one card that earns a high flat rate on all purchases: this lets you always earn the maximum amount of rewards on purchases. Many cash back cards offer shopping portals.

When I first got into rewards strategy, I went a little overboard, carrying a card for every spending category I could think of, constantly switching based on where I was shopping or which bonus category was available in a given quarter.

I even had a spreadsheet I used to track my purchases and cash back earnings. It eventually became a headache, though. Now I take a more streamlined approach, focusing on a few key spending categories as I try to strike a balance between high earnings and low maintenance. Is my stack perfect?

Definitely not. I still have a co-branded airline card, a rotating category card and a specific online retailer card sitting around, and using them could help me squeeze a little more earnings out of my purchases.

But for now, five cards is plenty to juggle. People who spend across a wide variety of categories can often combine cards from the same issuer for greater effect. For example, by having a Chase Freedom Flex, Chase Freedom Unlimited and a Chase Sapphire card, you can use the Chase Trifecta 's bonus categories to maximize rewards.

Capital One and Discover agreed to an acquisition in which Capital One will buy Discover. This proposed acquisition has already garnered challenges from Washington, with legislators urging regulators to reject the deal. But what could a merger mean for consumers?

It's also worth noting that the Discover payment network is exempt from the fee limitations the Credit Card Competition Act proposes. Should the act pass, Capital One could be shielded from the effects of the legislation and any collateral damage to rewards programs under the Visa and Mastercard networks.

When evaluating the best cash back cards, we consider a mix of factors, including how cards score in our proprietary card rating system and whether cards offer features that fit the priorities of a diverse group of cardholders, from earning rewards in popular categories to scoring a large sign-up bonus or high-value perks.

Whenever possible, we also feature cards that are available at various credit levels and price points. In other words, we assess whether the card earns rewards at a high rate in the most popular spending categories.

We also estimate the redemption value of points or miles from various rewards programs. With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other rewards cards.

The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking. We also score cards based on how much it costs to keep them in your wallet or carry a balance. To start, each card is scored based on whether it offers an intro APR and how its ongoing APR compares to the rates available on other rewards cards.

Cards with an annual fee will always be at a slight disadvantage in our scoring system since annual fees inherently cut into your rewards value. However, if a card offers terrific value via its ongoing rewards and perks, it can earn a high score and a spot in our list even if it carries a high annual fee.

After all, the highest rewards rates and most valuable perks are often found on cards with annual fees. With this in mind, we rate a card based primarily on how its ongoing rewards value and ongoing perk value such as annual credits or bonuses stack up against those of other cards in the category when you subtract annual fees.

That said, we strive to include as many no-annual-fee options in our list as possible since many people would rather not worry about offsetting fees, even if a card carries impressive rewards and perks. Rewards cards may make it easy to earn a lot of points, miles or cash back, but how easy is it to use those rewards?

Flexibility factors include whether a card only allows you to earn a high rewards rate on only a small amount of spending or requires you to meet a certain earning threshold before you can redeem rewards. We also examine whether your points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to travel partners.

In evaluating the best cards, we tend to favor cards that offer at least Tier 3 benefits, unless they include other unique features that could make up for less-impressive perks.

Have more questions for our credit cards editors? Feel free to send us an email , find us on Facebook , or Tweet us Bankrate. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product.

See the respective Guide to Benefits for details, as terms and exclusions apply. The right credit card for you will depend on your spending habits and the perks that matter most to you.

Travel cards are great for people who know they want to redeem rewards for travel expenses like airline and hotel bookings. Travel cards also make sense if you want perks like hotel or airline elite status, free checked bags , free hotel stays or airport lounge access.

But even some of the best travel credit cards for beginners charge an annual fee, and the fee for premium travel cards that offer luxury perks can be quite high. Cash back cards can be simpler to use and offer more flexibility in how you can earn and redeem rewards, with some allowing you to use rewards for cash back, travel spending and more.

You may not receive cold, hard cash, but issuers offer redemption options like a direct deposit into a checking account, mailed checks, statement credits or gift cards. Perhaps the closest you can get to redeeming rewards for physical cash is through a Wells Fargo card that allows you to redeem for cash withdrawals at eligible ATMs.

It depends on how you plan to redeem your rewards. If you plan to deposit your cash rewards into a high-yield savings account, it's best to redeem often so that you don't lose out on interest.

However, if you prefer to use your rewards for travel, you might save up your rewards to help cut future travel costs. In fact, your cash back might be worth more if you redeem through an issuer's travel portal , like Chase Ultimate Rewards. To maximize your earnings, check your issuer's redemption options and be strategic in how and when you redeem.

Yes, a cash back credit card is flexible and valuable enough to be worth a spot in most wallets. However, there are a few cash back credit card alternatives that might be just as valuable depending on your needs.

Flat-rate cards do not require any pre-planning, which is great. You buy what you buy and earn cash back at the same rate for everything. To make the most of cash back cards that have rotating categories, however, you have to pay a bit more attention. For example, if a card offers 5 percent cash back at Amazon in Q4, you may consider doing most of your holiday shopping through that site.

I like to have both a flat-rate and rotating cash back card in my wallet — particularly a flat-rate card that earns at a higher rate usually 1.

I have found the most difficult part of maximizing rotating category cash-back cards is keeping track of which categories are currently earning bonus cash back. Setting reminders and keeping a rewards calendar helps, especially if you have multiple cards of each type.

Of course, you also want to make sure you are putting the right expense on the right card to maximize the rewards. We use primary sources to support our work.

Capital One to Acquire Discover. Capital One. There are also coupons you can find and special offers that give higher cashback. Here are some of the top partners that TopCashback works with:. TopCashback scores well on the customer service front, too.

It has a 4. Best For: Scanning Receipts. If you want many ways to earn cashback, Ibotta is a great site to use. You can either earn by using the shopping portal, which gives you automatic cash back if you follow a link from the Ibotta website to an online store and make a purchase or by uploading your receipts.

When you shop at a grocery store, scanning your receipt is the only way to receive cash back. Ibotta makes this easier by offering an app you can use to upload your receipts, and it also doubles as a place to store receipts and, therefore, track your finances.

Most tasks require you to complete a quick task before claiming the points, such as watching a video or taking a poll. You can also earn extra cash by using a unique Ibotta Referral Code to invite friends to join the cashback site with you. You can receive your points in cash or a free gift card within 48 hours after you redeem them.

Best For: Cash back via coupon codes. You can get the free PayPal Honey browser extension to add to your desktop to easily start getting cashback rewards through coupon codes for most of your online purchases. Currently partnering with over 40, retailers, the extension works automatically in the background to find you the best prices for your online purchases.

On average, Honey saves users Best For: High Cashback Rate. All you have to do is shop using their portal, and the cashback will be added automatically to your account. There are several great options for redeeming your cashback, such as check, direct deposit, gift card, PayPal, Venmo, or Zelle.

Best For: Shoppers who frequent certain stores. The sign-up process is simple, just link your credit card and activate offers. Once you start making online purchases through the Drop app, you will earn points based on your spending.

Founded in , Drop now has over 5 million users and is a legit way to start getting rewarded for shopping with your favorite vendors. Best For: Refunds. Like Paribus, Earny monitors your purchases using your email and looks for price drops. You can get the money back if the price lowers within days of your purchase.

This is possible because most credit cards offer price protection, which means you can get a refund of the difference after a price drop. They cover 15 major retailers, including Amazon , Walmart, and Target — so most of your purchases should be covered if you buy from mainstream shops.

Best Side Hustles for If you're looking for how to get started earning cash on top your , you're in luck! We just published our completed guide "The Best Side Hustles for ". It features our top 23 side hustles that can earn anything from a little extra spending money to thousands of dollars per month!

Just enter your e-mail below and we'll send you the full guide! Best For: Grocery Shopping. Although Fetch Rewards is best suited for grocery shopping, the definition of grocery shops is quite loose.

You can also use it for convenience stores, liquor stores, and drug stores. The main way to earn points is by scanning receipts and uploading them in the cashback app.

However, you can also earn them online by browsing for products on special offers. Best For: Anyone Saving for College or Paying Off Student Loans. Upromise is slightly unusual because the site is geared towards giving cashback to either pay off student loans or save towards a plan.

You can earn cashback from various stores — there are hundreds of partners, plus thousands of restaurants and grocery stores. Best For: Special Offers. Instead of offering one generic cashback rate across all retailers, Coupon Cabin has special offers for specific stores at different times.

The deals are only for a limited-time, so if you see something you like, act fast. Coupon Cabin partners with many retailers, and you can choose whether you receive your payment as a check, PayPal, Chase Pay, Venmo, or a gift card. Best For: Shopping for Groceries.

com by adding Tada to Chrome or downloading the app for easy on-the-go shopping. Once you have shopped, scan your receipt into the app, and tada , you earned points! You can cash out your points via PayPal or gift cards such as Target, Home Depot, Best Buy, Amazon, or a Visa debit card.

Best For: Clothes Shopping. These are mixed with coupons to help you maximize your savings. You can receive the money through PayPal, check, or Amazon e-gift card. Best For: Low Threshold to Cash Out. Rebates have given millions of dollars back to their customers through cashback offers.

They also advertise deals and coupons to help people get the most out of shopping in multiple ways. One factor that makes Mr. However, it may take longer to receive confirmation. Plus, some cash back credit cards give you the option to help support a special cause in addition to earning cash back for every purchase.

For details, explore the cash back cards on this page. Continue in English Go back to Spanish. Komen ® Customized Cash Rewards credit card. Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America ® banking and Merrill investment accounts.

And as your qualifying balances grow, so do your benefits. Learn more about Preferred Rewards. Check offers. Choosing a credit card can be overwhelming. Get the most out of your credit card. Find out how you can take advantage of all the opportunities that may be available to you as a cardholder.

Better credit habits can lead to a better credit score. Skip to main content warning-icon. You are using an unsupported browser version.

Learn more or update your browser. close browser upgrade notice ×. Cash Back Credit Cards. Earn cash back on all your purchases with a cash rewards credit card from Bank of America®. See more See more product information.

We're sorry, this page is temporarily unavailable. We apologize for the inconvenience. Visit our homepage. Visit credit card homepage. Unavailable One or more of the cards you chose to compare are not serviced in English.

Close layer ×. You can only compare up to 4 cards. Please remove a card before adding another. You can only compare up to 3 cards. You can only compare up to 2 cards. Bank of America ® Customized Cash Rewards credit card.

Show More Show Less. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. After the intro APR offer ends, a Variable APR that's currently Not enrolled?

Learn more about Preferred Rewards Cash Rewards. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now. Learn More about Bank of America ® Customized Cash Rewards credit card Apply Now for Bank of America ® Customized Cash Rewards credit card.

Add to compare. Bank of America ® Unlimited Cash Rewards credit card.

Itens diversos com ofertas especiais e muito cashback pagando com Ame. Livros, games, tecnologia e mais. Garanta! Ofertas especiales ; Adler Facial Plastic Surgery. Disfruta de 0% APR y $0 pagos en compras. ; Puma FastPay y Beyond Mastercard. Gana 5% de descuento en cashback Gana dinero por comprar en internet con las mejores ofertas de Cashback para Telefonía y apps! Descuentos, ofertas y promociones de las mejores marcas

Ofertas especiales cashback - Terça-feira do CashBack Alvorada · Supermercados Alvorada, agora é MAIS VOCÊ! · Super Ofertas da Quinta especial ALVORADA. · OFERTA ESPECIAL Itens diversos com ofertas especiais e muito cashback pagando com Ame. Livros, games, tecnologia e mais. Garanta! Ofertas especiales ; Adler Facial Plastic Surgery. Disfruta de 0% APR y $0 pagos en compras. ; Puma FastPay y Beyond Mastercard. Gana 5% de descuento en cashback Gana dinero por comprar en internet con las mejores ofertas de Cashback para Telefonía y apps! Descuentos, ofertas y promociones de las mejores marcas

To get cash back, use their shopping portal and earn points by buying anything from one of their partner stores. You can also get points by taking surveys, watching videos, playing games, and even reading emails. Earn another reward points by referring a friend who earns SBs in 30 days.

Although you can only redeem your points for gift cards, these include a Visa gift card , which is almost as good as cash. Best For: Receiving Full Commission. Most cashback sites earn money by receiving a commission from retail partners when members shop.

They give a cut of this commission back to the customer as cashback. TopCashback is slightly different as they give the full commission back to customers and make their money elsewhere.

TopCashBack consistently pays high percentages of cash back. There are also coupons you can find and special offers that give higher cashback. Here are some of the top partners that TopCashback works with:.

TopCashback scores well on the customer service front, too. It has a 4. Best For: Scanning Receipts. If you want many ways to earn cashback, Ibotta is a great site to use. You can either earn by using the shopping portal, which gives you automatic cash back if you follow a link from the Ibotta website to an online store and make a purchase or by uploading your receipts.

When you shop at a grocery store, scanning your receipt is the only way to receive cash back. Ibotta makes this easier by offering an app you can use to upload your receipts, and it also doubles as a place to store receipts and, therefore, track your finances.

Most tasks require you to complete a quick task before claiming the points, such as watching a video or taking a poll.

You can also earn extra cash by using a unique Ibotta Referral Code to invite friends to join the cashback site with you. You can receive your points in cash or a free gift card within 48 hours after you redeem them.

Best For: Cash back via coupon codes. You can get the free PayPal Honey browser extension to add to your desktop to easily start getting cashback rewards through coupon codes for most of your online purchases.

Currently partnering with over 40, retailers, the extension works automatically in the background to find you the best prices for your online purchases.

On average, Honey saves users Best For: High Cashback Rate. All you have to do is shop using their portal, and the cashback will be added automatically to your account. There are several great options for redeeming your cashback, such as check, direct deposit, gift card, PayPal, Venmo, or Zelle.

Best For: Shoppers who frequent certain stores. The sign-up process is simple, just link your credit card and activate offers. Once you start making online purchases through the Drop app, you will earn points based on your spending.

Founded in , Drop now has over 5 million users and is a legit way to start getting rewarded for shopping with your favorite vendors. Best For: Refunds. Like Paribus, Earny monitors your purchases using your email and looks for price drops.

You can get the money back if the price lowers within days of your purchase. This is possible because most credit cards offer price protection, which means you can get a refund of the difference after a price drop.

They cover 15 major retailers, including Amazon , Walmart, and Target — so most of your purchases should be covered if you buy from mainstream shops.

Best Side Hustles for If you're looking for how to get started earning cash on top your , you're in luck! We just published our completed guide "The Best Side Hustles for ". It features our top 23 side hustles that can earn anything from a little extra spending money to thousands of dollars per month!

Just enter your e-mail below and we'll send you the full guide! Best For: Grocery Shopping. Although Fetch Rewards is best suited for grocery shopping, the definition of grocery shops is quite loose.

You can also use it for convenience stores, liquor stores, and drug stores. The main way to earn points is by scanning receipts and uploading them in the cashback app. However, you can also earn them online by browsing for products on special offers. Best For: Anyone Saving for College or Paying Off Student Loans.

Upromise is slightly unusual because the site is geared towards giving cashback to either pay off student loans or save towards a plan.

You can earn cashback from various stores — there are hundreds of partners, plus thousands of restaurants and grocery stores. Best For: Special Offers. Instead of offering one generic cashback rate across all retailers, Coupon Cabin has special offers for specific stores at different times.

The deals are only for a limited-time, so if you see something you like, act fast. Coupon Cabin partners with many retailers, and you can choose whether you receive your payment as a check, PayPal, Chase Pay, Venmo, or a gift card.

Best For: Shopping for Groceries. com by adding Tada to Chrome or downloading the app for easy on-the-go shopping. Once you have shopped, scan your receipt into the app, and tada , you earned points!

The Wells Fargo Active Cash® Card is a no annual fee card that can help you pay less interest on your credit card debt and earn cash rewards at the same time.

When you pay your wireless phone bill with your Wells Fargo Active Cash® Card , you can qualify for cell phone protection. Discover will match the cash back you earn during the first year with no minimum spending requirement or cap on the match.

The Discover it Student Cash Back card has few useful benefits outside of its cash-back earnings. But it doesn't have foreign transaction fees , which comes in handy if you're planning to study abroad or take a spring break trip.

The Capital One QuicksilverOne card is a solid choice if you're working on improving your credit score and are interested in earning cash-back rewards at the same time. Cardmembers are also eligible for six months of complimentary Uber One membership through Nov.

There are many types of credit cards that offer a range of perks and rewards programs , especially when it comes to cash-back credit cards. The three main types are flat-rate, bonus rewards and rotating category. It can be hard to select just one cash-back card since there are so many to choose from.

To choose the best card for your needs, you'll need to consider several factors. Here are some tips on how to choose a credit card:.

Consider the annual fee: While many cash-back cards have no, or low annual, fees, consider if you're willing to pay for your credit card.

Review your spending habits: Taking the time to consider how you use your card, can help you narrow down the type of cash back you want to earn. If you spend a lot at the supermarket, consider a grocery rewards card , such as the Blue Cash Preferred® Card from American Express.

But if your spending habits are unclear, stick with a flat-rate cash-back card, like the Citi Double Cash. If you're having trouble narrowing down the best cash-back card for you, it can be helpful to compare credit cards.

You should first list the benefits you're looking for and any deal breakers, such as an annual fee. Then make a list of cards that offer those benefits so you can do a side-by-side comparison.

For instance, if you want a simple cash-back card that doesn't require bonus activation, consider the flat-rate Citi Double Cash. But if you don't mind activating new categories every quarter and want to maximize rewards, opt for the Chase Freedom Flex.

To make the most of your cash-back card, you should familiarize yourself with the various credit card benefits and fees. Review the annual fee, foreign transaction fees and the APR. Plus consider the cash-back rates and redemption options. Once you're familiar with the terms of your card, you can begin to optimize them.

Set up autopay to ensure payments are made on time and consider how you want to redeem cash back. If there's an automatic redemption option, that can be a simple way to cash out your rewards. And if you have multiple credit cards , make sure you know the best time to use each card.

Let's say you have the Citi Double Cash Card and the Chase Freedom Unlimited Card. Money matters — so make the most of it.

Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here. At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money.

Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products.

While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

See our methodology for more information on how we choose the best credit cards. To determine which cards will put the most money back in your pocket, CNBC Select evaluated 50 cash-back credit cards offered by the biggest banks, financial companies and credit unions that allow anyone to join.

We compared each card on a range of features, including cash-back rewards, annual fee, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit and customer reviews when available.

CNBC Select teamed up with location intelligence firm Esri. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the Consumer Expenditure Surveys from the Bureau of Labor Statistics.

You can read more about their methodology here. General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses. CNBC Select used this budget to estimate how much the average consumer would save over a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases.

All rewards total estimations are net the annual fee. It's important to note the value of a point or mile varies from card to card and based on how you redeem them. When we calculated the estimated returns, we assumed that cardholders are redeeming cash back for a typical maximum value of 1 cent per point or mile.

Extreme optimizers might be able to achieve more value. Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years.

close browser upgrade notice ×. Cash Back Credit Cards. Earn cash back on all your purchases with a cash rewards credit card from Bank of America®. See more See more product information. We're sorry, this page is temporarily unavailable. We apologize for the inconvenience. Visit our homepage.

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You can only compare up to 2 cards. Bank of America ® Customized Cash Rewards credit card. Show More Show Less. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app.

You can change it once each calendar month, or make no change and it stays the same. After the intro APR offer ends, a Variable APR that's currently Not enrolled?

Learn more about Preferred Rewards Cash Rewards. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now. Learn More about Bank of America ® Customized Cash Rewards credit card Apply Now for Bank of America ® Customized Cash Rewards credit card.

Add to compare. Bank of America ® Unlimited Cash Rewards credit card. Earn unlimited 1. After that, a Variable APR that's currently That means you could earn 1.

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Ofertas especiales ; Adler Facial Plastic Surgery. Disfruta de 0% APR y $0 pagos en compras. ; Puma FastPay y Beyond Mastercard. Gana 5% de descuento en cashback Entra. RegístrateRegístrate ; Cashback. 1,5%. cliente habitual. 3%. cliente nuevo. Ver todo ; Excepciones de cashback. 0%. al comprar con códigos promocionales de cashback será liberado até 4 dias úteis. Teste. Cupons e descontos. O que é? Mais uma modalidade para o seu dinheiro render mais. Condições especiais e ofertas: Ofertas especiales cashback

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